Congratulations on Being in Contract to Purchase a Home

If you are in contract to purchase a home, you have submitted an offer to purchase a home and your offer was accepted by the seller.  It is critical for you to know your contract deadlines and apply for financing right away.
 
Note:  In most cases, buyers who have already applied for financing with another lender should continue to work with that lender to ensure they can meet their purchase contract deadlines.  
 
If you need financing for your purchase transaction and would like to see if HHOC Mortgage can assist you, please provide the information listed here.

Required Documents

If you are planning to use HHOC Mortgage’s Down Payment Assistance products, the income documents listed below are required from all household members even if they will not be borrowers for the home loan:

  • Federal Tax Returns for 2023 and 2022
  • W2s for 2023, 2022
  • Most recent asset account statements for the last 2 months (for all accounts listed on your loan application)
  • 1 month of pay stubs for all employment
  • Proof of other income  (if applicable – i.e. Social Security, retirement, disability, child support).  This can include award letters or verification of receipt of income.
  • Complete divorce decree and settlement agreement (if applicable)
  • For self-employed borrowers:
    • Year-to-date profit and loss statement
    • For partnerships – 2 years of corporate tax returns and K-1 statements
    • For Schedule C and/or E filers:  Federal Tax Returns for 2023 & 2022, amd  2021 (if 2023 not filed)
  • Fully executed Purchase Contract

Please Also Complete the Following Forms

*You will be asked to submit a $100 deposit per borrower credit report after we receive your forms listed below.

Loan Application (Cathy Lee)
Loan Application (Kualii Hironaka)
Borrower Signature Authorization & Certification
Credit Report Authorization

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