HHOC Mortgage is dedicated to offering affordable mortgage loans to Hawaii’s homebuyers that are competitively priced. HHOC Mortgage primarily serves low and moderate-income target markets and communities. HHOC Mortgage provides financial support to Hawaii HomeOwnership Center to enable continuance of its mission to provide prospective homebuyers with financial education and coaching. We are Hawaii’s ONLY non-profit mortgage broker.
The HomeOwnership Center organized in October 2003 with the primary objective of providing financial education and counseling to Hawaii’s population, regardless of race or income.
As of September 2020, Hawaii HomeOwnership has assisted 2,345 families to qualify for and close their mortgage loans. In total, 3,973 families have completed or are in process of going through our nine-hour financial education classes.
HHOC Mortgage is aware of tightened credit policies having an adverse effect on members’ ability to close their mortgage loans. Thus, in 2008, we formed a non-profit: HHOC Mortgage to address your financing needs:
First mortgages are available in Conventional, VA, FHA, or USDA programs.
To assist those who have only three percent down payment funds, we have Down Payment Assistance Loans (DPAL) as second mortgages with very competitive fixed rates amortized up to 30-years.*
*Special terms and conditions apply. Please Contact Us for details.
HHOC Mortgage is also familiar with special programs to assist first-time homebuyers such as MCC or Honolulu County Down Payment Loans – when funds are available.
Contact us directly and let us know how we can help you with your home buying or refinancing needs!